Senior Credit Advisor – Dell Financial Services – DELL – Australia


People make Dell ??? so wherever in the world they work- everyone is rewarded
for their contribution. Ready to develop your career in a truly global
company? Within the Dell Financial Services at Dell- we are looking for a
Senior Credit Analyst to join our team in Sydney.
Dell provides end-to-end solutions that enable more affordable and accessible
technology around the world- empowering people everywhere to do more. You will
be part of a collaborative team that believes in honest communication- shares
creativity and welcomes different perspectives. There is a winning culture
built on a platform of integrity and a spirit of innovation. We will also
provide the mentoring- training and opportunities for you to fulfil your
ambitions and potential

Key Responsibilities:

.Provides analysis and interpretation of the customers| financial conditio

for proper evaluation of risk and the establishment of proper credit limits.

.Interacts with sales support- customers- underwriters and other Dell
functions to support and maintain said accounts.

.Prepares formal credit reviews/write-ups and renders credit applications on
new and existing accounts.

.Spreading and analysing customer financial statements and the determination
of the appropriate risk grades (PD/LGD) and ensuring that said credit limits-
conditions of same- and risk grades are entered and maintained within the
appropriate systems.

.Monitors the existing portfolio and communicates credit concerns to
management. Assists with the preparation and presentation of monthly reporting
to management.

.Provides support in terms of any ad hoc testing- reporting or training
requirements which may arise.

.Serves as key liaison with higher-level contacts within other departments-
customers and third parties to obtain necessary credit information and


Essential Requirements:

.3-5 years| experience in a similar role.

.Strong financial analysis and credit underwritings skills.

.Proficient English language skills.

.A sound level of industry knowledge.

.Proven analytical and problem solving skills.

.Detail and results orientated.

.Flexible and capable of working on multiple tasks/projects concurrently.

Desirable Requirements:

.Degree preferably in economics/finance/business or other relevant discipline-
and/or equivalent professional qualification.

.Strong knowledge of leasing products and services.

.Experienced in fraud risk detection and prevention would be an advantage.

.Experience of working in a financial services environment. Strong
understanding of lending best practice- policies and procedures

Job Family: Finance Job ID: R028022